Weekly UK & EU regulatory intelligence
A weekly briefing on every regulatory event affecting the firms in your market — the FCA register in the UK, and the payment and e-money registers of 30 EU and EEA countries. For UK events: what obligation it creates and why that matters commercially. For EU events: the authorisation, dated, as the register states it. Anyone can read a register. Knowing what each change obliges a firm to do is the work.
FIG 01 — Coverage
Source: Financial Conduct Authority Financial Services Register · European Banking Authority PSD2 central register
FIG 02
Every row is an event from a public register, with the date it happened and the obligation it creates. This is the raw material the briefing is built from.
Register events — sample
Illustrative
Source: FCA Financial Services Register · Companies House
New authorisation
Kestrelby Securities Ltd
Authorised 12 days ago — advising on and arranging investments
Signal score 94
Variation of permission
Payquill Payments
E-money issuance added to permissions 9 days ago
Signal score 88
Restriction
Pellworth Pay UK
Onboarding restriction imposed 6 days ago
Signal score 91
Appointed representative
Thornhallow Wealth Partners
Third AR added under principal permissions 15 days ago
Signal score 76
Officer change
Brackmere Credit Ltd
Compliance director appointed 4 days ago
Signal score 72
These five rows are invented. They show the shape of a register event, not a real one — no firm named here exists.
FIG 03
The problem
The standard approach picks a job title and a company size, then sends the same message to everyone who matches. That tells you a firm could buy. It says nothing about whether they are buying now.
Fit is static. Timing is not. A firm that was authorised last month, added a permission, or picked up a restriction has a new obligation and usually a deadline attached to it. That is the window where a compliance tool stops being a nice idea and becomes a line item.
In UK financial services those events are public, dated, and specific enough to write about.
FIG 04
Three steps, every week. This is Pipepoint Signal — the briefing. Sending stays with you.
01
I read the FCA Financial Services Register and Companies House daily, and the EBA’s PSD2 central register for the EU and EEA, and pull every event in your slice of the market — new authorisations, variations of permission, requirements and restrictions, appointed representative changes, and the director and PSC changes behind them. Nobody has time to do this weekly. I do it daily.
02
A register entry is a fact, not a reason to call. For each UK event I work out what it actually obliges that firm to do, by when, and whether that maps to what you sell. This is the step that takes the time, and the one that cannot be scraped. EU and EEA registers carry no equivalent detail, so those entries stay factual — I will not invent a reading of 30 national regimes the source cannot support.
03
You get the week's events with the obligation, the commercial "why now", and a suggested opening that references the specific event — so the first sentence could only have been written to that firm. You send from your own domain, and replies come straight to you.
No bandwidth to send? Pipepoint Outreach is the same briefing with the campaign run for you.
Kestrelby Securities — newly authorised
You were authorised recently for advising and arranging. Firms at that stage usually pick their transaction monitoring before the first audit rather than after it.
Signal briefing — sample
| Rank | Score | Firm | Category | Why now | Signals |
|---|---|---|---|---|---|
| 01 | 94 | Kestrelby Securities Ltd | Investment advice | Authorised 12 days ago, no monitoring vendor on file |
|
| 02 | 91 | Pellworth Pay UK | Payments / EMI | Onboarding restriction imposed 6 Aug |
|
| 03 | 88 | Payquill Payments | E-money | Added e-money issuance to existing permissions |
|
| 04 | 82 | Winnowfield Asset Management | Asset management | Second compliance officer appointed this quarter |
|
| 05 | 76 | Thornhallow Wealth Partners | Wealth / advice | Third AR added under principal permissions |
|
| 06 | 72 | Brackmere Credit Ltd | Consumer credit | New director appointed to the compliance function |
|
FIG 05
The same firm, three stages. This is the whole product in one screen.
01
The register entry
Kestrelby Securities Ltd
FCA Financial Services Register
A fact. Public, dated, and on its own, not a reason to call.
02
The obligation it creates
Advising and arranging brings this firm inside the client-money and suitability regimes, and its first compliance audit falls within twelve months of authorisation. Transaction monitoring is normally chosen before that audit, not after it.
The step that takes the time. It cannot be scraped.
03
The opening line
Kestrelby Securities — newly authorised
You were authorised recently for advising and arranging. Firms at that stage usually pick their transaction monitoring before the first audit rather than after it.
A first sentence that could only have been written to this firm. You send it.
FIG 06
Same intelligence underneath. The difference is who does the sending.
Pipepoint Signal
The weekly briefing. You send.
For teams with someone to send. You have the outbound capacity and the domain already; what you do not have is time to read the register and work out what each change obliges a firm to do.
Pipepoint Outreach
The briefing, and I run the campaign.
For teams with no bandwidth to send. The research is worth nothing sitting in an inbox. If nobody has time to act on it weekly, this is the tier that makes it move.
Lead time: a sending domain has to be warmed before it can carry volume without landing in spam. Expect roughly a month between agreeing terms and the first message going out. There is no way to shortcut this that does not damage deliverability.
FIG 07
Who it's for
Pipepoint fits if a regulatory event is a real reason for someone to talk to you.
Onboarding, screening, ongoing due diligence.
Financial crime, fraud and payments risk tooling.
RegData, transaction reporting, prudential returns.
Policy, registers, attestations, audit readiness.
Products with no UK regulatory angle. Anything where the compliance function is not part of the buying decision.
If what you want is volume outbound with no regulatory angle — thousands of contacts a month, sorted by job title — that is a different product, and an agency is the right call. This is built for the narrow case where a dated regulatory event is the reason someone should take your call.
FIG 08
Tell me what you sell and who you sell it to. I will come back with the event types that apply to you and what the first list looks like.
Or just email me directly.
[email protected]Max — Pipepoint
